How Does a Wraparound Mortgage Work?

A wraparound mortgage allows a property seller to keep their original mortgage loan in place while they agree to finance the bulk of the purchase for a new buyer. The seller is effectively financing a subordinate mortgage for their buyer while keeping the original mortgage in place. It works much like a “subject to” purchase with a few key differences.

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What Is A Wraparound Mortgage?

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What Is a Wraparound Mortgage and How Does It Work?